United Mortgage Wholesale

United Wholesale Mortgage Review 2025

Andrew Dehan writes about home loans, real estate and personal finance. He’s taken the NMLS Loan Originator education classes and passed the MLO SAFE test. Besides Bankrate, his work has been published by Rocket Mortgage, Forbes Advisor and Business Insider. He’s also a poet, musician and nature-lover. He lives in metro Detroit with his wife and children.

Suzanne De Vita

Managing Editor, Home Lending
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• • Homebuying
• • Mortgages

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13 Years of experience

Suzanne De Vita is a managing editor on Bankrate’s Home Lending team, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.

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Updated Jun 11, 2025
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At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here’s an explanation for how we make money .

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United Wholesale Mortgage

United Wholesale Mortgage (UWM) is a national wholesale mortgage lending company, one of the largest mortgage lenders in the United States. The company underwrites and provides closing documentation for residential mortgage loans originated by independent mortgage brokers, correspondents, small banks and local credit unions across all 50 states and the District of Columbia.

UWM is headquartered in Pontiac, Michigan.

Latest United Wholesale Mortgage News

Tech Pulse: AI Summit delves deep on housing industry impacts

Aug 15, 2025 By Jonathan Delozier

Read on for a rundown of speakers who shared expert insight at this past week’s HousingWire AI Summit in Dallas.

UWM’s Jason Bressler encourages broker use of AI to ‘control your own destiny’

Aug 12, 2025 By Sarah Wolak

Pennymac, UWM plan new debt sales

Aug 07, 2025 By Flávia Furlan Nunes

UWM swings back to profitability in Q2 amid surging volumes, margins

Aug 07, 2025 By Flávia Furlan Nunes

UWM announces 90-bps refinance incentive

Aug 06, 2025 By Flávia Furlan Nunes

Q2 2025 earnings for publicly traded mortgage and real estate companies

Jul 24, 2025 By Neil Pierson

Mr. Cooper stays profitable despite major subservicing exit in Q2

Jul 23, 2025 By Flávia Furlan Nunes

Bilt raises $250M to expand into mortgages, with backing from UWM

Jul 10, 2025 By Flávia Furlan Nunes

Allen Beydoun becomes UWM’s first chief client officer

Jun 30, 2025 By Sarah Wolak

Tech Pulse: Longbridge talks AI senior inclusivity, UWM details lending advancements

Jun 20, 2025 By Jonathan Delozier

United Wholesale Mortgage Content

How UWM is shrinking the down payment barrier

Aug 15, 2025 5:00 am By UWM

No one likes waiting to get into the home of their dreams. While many prospective homeowners have been biding their time for weeks…months…even years waiting for the market to shift, many challenges aren’t going away — especially the burden of saving thousands of dollars for a down payment.